Does Auto Insurance Help If You Are a Victim of a Hit and Run Accident?

Unfortunately, the news about a hit and run is on the radar every so often. A pedestrian or a car driver is hit by a vehicle and the driver responsible for the accident speeds off without owning up to his actions by checking on the victims and providing his or her contact info to police.

What defines a hit and run accident?

A hit and run incident occurs when one driver crashes into a person or a car and intentionally drives on in order to avoid prosecution or accountability for resulting death, injury and/or damages.

Should you become victimized in a hit and run event, never pursue the fleeing car. You might find yourself in a road rage incident or the like. Leave the chasing to the cops who are trained in this type of thing. What you should do immediately following the crash is to alert the law enforcers.

For your best interest sake, gather as much information as you can about the event. This will help police catch the driver who collided into you. It will also add to the chances of your submitted insurance claim be processed to your advantage.
Here is what the insurance underwriters tell victims of hit and run accidents to do.

As said, the more information you gather about the case, the more chances of it ending to your benefit.

Tell authorities about facts by providing the following:

• The make and model of the other car or vehicle
• The license plate number of the other car
• How to get in touch with people who witnessed the accident
• The time and place when and where the accident occurred
• Images taken of your car immediately following the collision. (leftover paint of the other car on your vehicle will assist authorities in locating the other driver and pinning charges as it will help the insurance company determine a good outcome for your claim)
• Physician’s report about any injuries you or your passengers incurred as a result of the accident

If the driver who slammed into you and drove off without accepting liability is caught, you can submit an auto claim directly to his or her insurance company. But, should the other driver happen to be with insufficient insurance coverage or no coverage at all, you might want to resort to an attorney’s services.

Another avenue to pursue is your own insurance coverage. If the hit and run driver does not have proper insurance to cover your losses, you can file a claim with your insurance company. States differ in policy as far as the claims process goes, so you’ll have to do the research. Generally speaking, if you have uninsured motorist bodily injury coverage, you will be covered for medical bills and if you have uninsured motorist property damage insurance, you will be covered for related auto repair work.

Though there are various US states that do not cover you with these forms of insurance, they should cover you if you have personal injury protection coverage as well as medical payments insurance and collision coverage.

Tips for Agents to Generate Free Health Insurance Leads

Generating health insurance leads for agents

If you are an agent, you can easily generate health insurance leads if you remain consistently connected to people. An essential feature of developing a long list of quality leads is asking for a referral and expanding your social network. You can achieve this without spending your hard earned money. Work out your social abilities and always be prepared to accumulate health insurance leads. Having a natural approach with the help of which you can deal with various types of individuals is the key element in being an efficient and effective insurance agent.

Improve your skills of listening

Improving your listening skills will develop your ability to comprehend and capture the trust of a person. It is crucial that you basically learn the way to listen. Also ensure that you have the ability to ask the right and proper queries. If you are an excellent listener, individuals surrounding you will undoubtedly feel at home and will possibly divulge information to you. This is an excellent character trait which is a must for any insurance agent. Following the development of your listening skills, you’ll not face many difficulties in getting individuals sharing their personal information. As a result, you can easily secure a sale if you talk to more people.

Give out business cards

Irrespective of whether you meet someone for the first time or not, it’s imperative for you to keep your business card in place. This is to see to it that all your colleagues and acquaintances obtain your proper business contact details. Give them a remarkable business card which will act as an indication of plausible professionalism. Remember that business cards are a cost-effective alternative for giving out your business details and advertising the services you offer. In addition, they are a casual way to close a meeting and letting your colleagues know that you hope to meet them again.

Take part in social groups

If you want to meet more individuals and simultaneously develop your prospect as a superior insurance agent, you need to take part in social groups. You’ll find that if you boost your social contacts, you’ll get excellent prospects and superior health insurance leads. An agent has to be active besides taking active part in activities and meetings in his local community in order to let people know that he’s committed and effective. This will enhance his interpersonal abilities and will allow him to contact people in an efficient manner.

Be a part of local functions and events

Talk care to attend local functions and events on a regular basis. This will boost your social skills and publicity. Remaining visible frequently and taking a keen interest in local events will assist you to meet new individuals around. If you as an agent desire to create an excess of health insurance leads absolutely free, then you need to be socially visible.

Look for referrals

You need to ask for referrals after you meet new prospects of health insurance leads. This is the end step for enhancing the generation of health insurance leads. It is the most superior method to get contact information without having to spend anything.

What Happens When You Do Not Work Out After A Bariatric Surgery?

Bariatric surgery is no quick fix. It is a commitment towards a healthier life that pays off if you play by the rules. However, even if you choose to get either gastric bypass or gastric sleeve bariatric surgery from an excellent surgeon, there are a few precautions and steps that you will have to take to ensure that you get the desired results.

In the first few months after the surgery, your path to weight loss is set only if you work-out on a daily basis and follow the instructed diet. Bariatric surgery leads to rapid weight loss. This leads to losing most of the fat from your body, along with a lot of muscle. Having a regular exercise schedule can help you build your muscle so that when you do lose the weight, you look fitter, and do not have as much saggy skin. Muscle also helps to gauge and control your metabolism.

Exercising after bariatric surgery is the safest and the most effective way in which you can maintain your lean body mass and also maintain your metabolism which will, in turn, help you lose more weight.

What happens when you do not exercise after bariatric surgery?
• The recovery time for the surgery prolongs.
• You are at a higher risk of developing any kind of post-operational complications.
• With no physical activity your stress level can increase.
• You will not lose weight in the right way.
• Maintaining weight will be difficult after the surgery.

A recent study that was carried out by the Obesity Journal found that of the 190 patients who underwent this surgery, 68% said that they were more physically active within a year after the procedure. This meant that they performed some other form of vigorous or moderate exercise after the surgery. It was also found that those who exercised regularly lost 13.2 more pounds on an average as compared to those who were inactive.

Lastly, it was also found that those who were more active showed fewer signs of anxiety and depression, and had a higher mental health score as compared to those who did not work-out.